Friday, July 23, 2010

OPM Credit

I want to thank you for having the motivation to learn "How to Get
Your Real Estate Deals Funded in as Quickly as 24 Hours!"

But, ACTION SPEAKS LOUDER THAN WORDS!

Why delay your real estate investing plans another day?

www.OPMCredit.com has been helping investors like you learn how to
do this since 2006 and now is the perfect opportunity to put this
knowledge to work. Put it to the REAL TEST!

The real estate market currently offers investors some of
the best investment opportunities of more than a decade. Thousands
of investors visit our website each month and investors contact us
each day and ask for our help. How do I get my deal funded? What
do private hard money lenders ask for? Which lenders should I
contact? What type of properties are they funding? What kind of
funding is available and what terms are being offered. What do I
need to do?

Signing up for this newsletter was your first step to learn the
answers to these questions. With this knowledge you can learn how
to help your partners, friends, and families prosper and you can
build wealth in real estate investing.

One thing we know for sure, real estate always has been and always
will be one of the best ways to obtain and protect wealth. History
has taught us that. Real estate gives us the opportunity to have
great tax benefits, build equity in our properties, and profits
when we sell. But for many investors, the challenges arise in
finding suitable investor financing. Learning how to obtain
private hard money is key for a serious real estate investor. The
concept of using OPM (other people's money) has been a platform to
building wealth. It is true that most millionaires obtained
their wealth or protect their wealth through real estate investing.

Most real estate investors use the money of private hard money
lenders. It is surprising to learn that not all of these
investors had great credit. Many, in fact, started from scratch
and built their real estate portfolios one property at a time and
developed their relationships with these private hard money lenders.

"Proof of Funds"

To be successful in getting your investment properties funded by
private hard money lenders there two steps to follow. It is NOT
that difficult!

1. Plan on devoting at least 5 to 10 hours a week on your investing
business.

2. Divide that time equally in FOUR areas: FINDING excellent
properties, WRITING OFFERS on those properties, SUBMITTING those
properties to private hard money lenders for funding and finally,
ALWAYS MARKETING AND ADVERTISING THE PROPERTIES and working with
buyers.

Not every property will be an "excellent" property.

Not every offer will be accepted.

Not every property will be funded.

Successful investors know that there are "numbers" and they use
that to their advantage.

They screen many properties each week.

They prepare to submit offers by having their "proof of funds"
letter ready.

And they FOLLOW THROUGH and submit the properties they
get under contract to their private hard money lender and go to
closing.

Next, you need to know the lenders guidelines and avoid submitting
properties that do not meet those guidelines. The right property,
in the right location, for the right lender.

If you do not have any money for incidentals like appraisals,
inspections, etc., get a partner who does.

If you are planning to do rehab, some lenders will also lend you
money for that by placing money in an escrow and then reimbursing
you or paying your contractors directly when the work is finished
and an inspection is completed.

Some investors will get a credit card from companies like Lowes,
or Home Depot and use that for materials and even contractor work.
Then they save the receipts and get reimbursed from the lender.

Gain Wealth from Buying and Selling

Don't adopt the mentality that the lender has to fund every
property that you submit.

If the property is an excellent property, and one lender turns it
down go to another lender but don't "burn your bridges".

Remember, it is a RELATIONSHIP game and that same lender that
turned you down may be able to help you on another property down
the road. Don't take getting TURNED DOWN personal. Just find
another lender and find more property!

Private hard money lenders do actually compete for business.

They are already aware of the existence of other private hard money
lenders who loan in their areas and they try to make their loans
competitive.

Many investors are concerned that their credit score will knock
them out of the ball park when it comes to getting funding from a
private "hard money" lender. This is not necessarily the case.

However if you have an "average" or "bad" property and low credit,
most private hard money lenders will tell you to work with a
partner and look for excellent properties. So as you can see, your
credit score alone is not the determining factor with private hard
money lenders. A low credit score plays a major role with
conventional mortgage companies, however and its much "harder" to
get an investment property loan from a BANK than it is to get it
from a HARD MONEY LENDER!

The term "hard money" lender is derived from the fact that these
lenders only loan money on "hard assets", preferably real estate.

It could be a single family residence acquired for the purpose of
selling with a profit.

Or it could be a single family residence acquired for the purpose
of "rehabbing the property" and creating value and then selling. Or
perhaps you want to acquire the property for rental. One of the
most important things is to know your wealth strategy. Are you
planning to gain wealth from buying and selling, buying and
rehabbing, or buying and renting or a combination of the three?

Lenders also have Wealth Strategies

Which type of property do you want to concentrate on--residential
or commercial, single family or multi-family?

Lenders also have wealth strategies. They do not lend on every
single type of property in every single geographical area. Some
lenders concentrate on specific types of property and some
concentrate only on specific areas. Some will not lend on rural
property. Some will not lend on land. Some will not lend on
single family. Some will not lend on commercial. Our investors
have learned this and saved themselves a great deal of time and
enabled themselves to become much more profitable by creating a
wealth strategy that is compatible with the wealth strategy of
their lenders. This is fundamental to building a relationship with
a lender. Your lender will always want to know your "exit strategy"
and exactly how you plan to use the money.

A man went into a bank and almost on hands and knees, begged for a
loan. He needed the money desperately to feed his family. The
banker okayed the loan and in no time at all handed the borrower a
check in the amount of the loan. The banker said, "I'd suggest you
go right out and buy some food." The borrower looked at the banker
indignantly and and answered, "Don't tell me what to do with my
money!"

Imagine yourself as a private hard money lender. People call you
every day asking you questions about your money. Few of these
callers actually have a specific property. Many of the questions
are hypothetical at best and vague at worst. Lenders tire of this
very quickly. They expect serious investors to do their homework.

They expect serious investors to have excellent properties. And
they expect serious investors to have prepared a "package" or
"application" to be considered for funding. If the private hard
money lender is based in New York City, is it likely that they
will loan on a property in rural Kansas? A few do, but most
restrict themselves to specific types of properties and specific
areas.

Private Hard Money Lender Loans

Why do they do this? This is a key point and worth remembering.

These lenders have relationships with all types of
investors. For example, suppose they provide funding to an
investor on a single family residence and the investor doesn't do
what they promised the lender? For example, suppose they take the
funding and then don't do a very good job of marketing the property
for sale and the property goes back to the lender. Do you think
the lender wants these properties? No, the private hard money
lender is a "money investor", not a "real estate investor". The
private hard money lender depends on "turning the money" over and
over again to make profit on interest and points.

So what happens when a private hard money lender gets a property
back? Well, most of the private hard money lenders have
relationships with real estate investors who are "waiting in the
wings", so to speak, to take those properties off the private hard
money lenders hands. They purchase those properties and then rent
them out. So that is why the LTV (loan to value) ratio must work
for the private hard money lender to be able to help you fund your
property. If a private hard money lender loans on properties with
LTV's that are too high, these properties will not "cash flow"
adequately to provide an adequate interest return to the lender who
purchased the property. In other words, if the private hard money
lender loaned out $50,000 on a property that was likely worth
$100.,000, it would be reasonably easy to sell that property in
case the borrower defaults. The investor who buys that property
from the private hard money lender would then either pay cash for
the property or finance it through a conventional loan. Most of
these types of investors pay cash for the property first, get a
renter in the property, and then finance the property long term or
sell retail to a homebuyer or sell it "wholesale" to another
investor using a "note" or "trust deed" that is secured by the
property. Either way, this type of investor provides a safety net
for the private hard money lender by helping the lender to recover
cash and profits. Everybody wins.

Close in as quickly as 24 hours

Obviously not all real estate investors are aware of this scenario
and the few who do understand it, know exactly what the private
hard money lender is looking for and why. It is much easier to
develop a win-win situation when you understand these basics. And
because knowledge is power when it comes to real estate investing,
you are able to develop real business relationships with these
lenders. Many of these private hard money lenders loan by
beginning with one loan to see how you do, that is providing you
meet all of their basic requirements. Then after you successfully
perform, they are sometimes willing to loan you money on more than
one property at a time. And once you have established that
situation, you will have easy access to a "proof of funds" letter
that you can use to help you place excellent investment properties
under contract.

Would you like to be able to have funding that would enable you to
close in as quickly as 24 hours?

Would you like to be able to take advantage of the best property
deals out there that have tens of thousands of dollars in real
equity and profits?

Would you like to have a real estate investing "wealth strategy"
that works and uses OPM instead of your money?

Successful real estate investing depends on excellent timing.
When you have the opportunity to acquire an excellent investment
property do you think that you can afford to wait weeks or months
to acquire funding?

Successful Investor "exit strategy"

Obviously, your success depends on your ability to act quickly. When
you become an investor in-the-know, you know exactly what type of
property you are looking for and exactly who can fund your
property. Likewise, you know your "exit strategy" and how you are
going to make profits. This is all part of your "wealth strategy".

If a private hard money lender tells you that they prefer a 3 or 4
bedroom, 2 bath home, with garage, do you think it is a good idea
to expect them to fund a one bedroom, one bath condo? Or if they
tell you that they prefer a suburban location to a rural location,
do you bring them a mobile home located 60 miles from the nearest
gas station? Common sense tells you that this will not work, but
real estate investors make this mistake each and every day by
attempting to force properties, that they have not properly
screened on private hard money lenders and expect them to "break
the rules" that made them successful money lenders?

The fact that you are seeking this knowledge places you in the top
10 percent of investors because if you KNOW what you need to KNOW,
you are much more likely to be successful as an investor. Play by
the rules and don't try to make up the rules as you go. Remember
win-win. Greed has caused many a real estate investor to fail.
Trying to make too much profit on a single property for example
will cause the property to "linger" on the market. All the while
you'll be paying for interest and eventually the cost of the money
will eat up much of your profit. Isn't it better to do more deals,
reduce your risk, and build your relationship with your private
hard money lenders so they know that lending you money is a good
thing?

It is interesting to see some real estate investors expect to get
something for nothing. These "investors" have unrealistic
expectations. For example, many investors think that private hard
money lenders should loan 100% on any type of property and that as
an investor they should not have one cent out of pocket. What do
you think a private hard money lender will think of you if you make
it quite clear that you're not willing to spend any of your own
money in the deal? They will ask themselves one simple question;
"Why do I want to loan money to someone who is afraid to use any of
their own money?" And the second thing that comes to mind is:
"Wouldn't that type of investor be the type to just "walk away" if
the property didn't sell?"

Private Hard Money Lenders

I've been in meetings with private hard money lenders and they all
say the same thing in this regard. "If we are willing to loan
someone money to fund their investment property and they won't pay
for an inspection or an appraisal why do we want to waste our time
with them?" For example, someone representing the lender has to
take TIME to physically visit the property and do title research,
etc. They are willing to do this but sometimes there is a fee of a
few hundred dollars. It is a minor amount of money compared to
what benefits you are to receive when your property is funded,
locking in potentially tens of thousands of dollars in profits. If
you don't have ANY money, take in a partner who does. The old
saying "It takes money to make money" is true. It may take a
little money and a little commitment on your part to become a
serious, profitable, and successful investor. Serious investors
know this and they expect to conduct business and not try to take
advantage of others because it casts a very bad impression.

Obviously you don't just want to be giving fees away to people for
nothing of value. However, recognize that your time is worth money
and so is other's time worth money. If you misrepresent a property
to a private hard money lender for example, like a property that is
"gutted out" and not inhabitable and make it sound like a property
that is ready to market, don't feel badly when the lender who
already told you that they don't loan money on such types of
properties tells you that the inspection fee of $295 is not
refundable after the lender dispatches the inspector to the
property.

Can you see yourself investing a little to make a lot?
It's important to be reasonable when creating a win-win situation.

Efficient utilization of your time is also very important in
getting your real estate deals funded quickly.

When you develop your Wealth Strategy, you realize that you should
not try to do everything yourself. It is important to utilize
other people's time and resources as part of a win-win approach
to investing.

Submitting Real Deals

Some real estate investors spend all of their time looking for
properties and not enough time on the funding sources. Some
investors spend all of their time trying to develop funding sources
and not enough time on finding great investment properties. You
need to strike a balance if you want to find, close and fund your
deals quickly. Any type of information on any topic can be found
on the internet. The question is, where is your time best
invested? Do you want to be writing offers on property and
submitting real deals for funding or do you constantly want to be
trying to compile and organize information that is necessary to
your business? To be effective in getting properties funded
quickly, you need to be very organized. You should be spending
about 10 to 15 hours a week on your business, with 80% almost
equally divided between writing offers on property and submitting
deals for funding. The other 20% of your time should be invested
in negotiating, closing, accompanying inspectors and appraisers,
and the REAL nuts and bolts of investing.

Sometimes it is easy to get distracted and you try to wear too many
hats. The internet is like a vast ocean and just because it is
there doesn't mean that you should try to swim it when it's easier
to rent a charter boat. Time wasted is not time invested. Invest
your time in the deals. Invest your time in relationships. Invest
your time learning your investing market. It is the only way to
successfully navigate the real estate world. If you are not
closing deals, you are doing something wrong. Most of the time it
is simply not recognizing the mistakes you are making and repeating
them over and over again. Real estate investing is not for
everyone and those who are successful soon learn that they get
better results by modeling success and doing what successful real
estate investors do. If you're serious about your real estate
investing business, set a small amount of money aside so you will
have the basic tools that you need. If you're not willing to
invest any money in real estate investing tools, you should
probably reconsider whether real estate investing is right for you.

Of course, you can also go overboard on investing in tools. I know
people who spend tens of thousands of dollars on real estate
courses, coaching and mentoring and never even write one offer on
property. There are people who spend hundreds of dollars a year on
subscribing to foreclosure listing services and never write an
offer. The basic tools you need for real estate investing should
not cost you more than a few hundred dollars at most so you can
have a steady supply of good investment property and funding
sources. Think of it this way. If you want to build a house, you
can try to create the plans yourself, and although you will have
many drawings and spend a lot of time trying to do it yourself, you
will probably never have what you need to actually build the house.

If you can afford to, you can hire a high cost architect to
create a custom design for you. Or you can buy a set of
blue-prints for a home you like and then just make minor
modifications suited to your needs. Most people start with blue
prints because its a a cost-effective way to go to the next step,
which is getting a building lot, lining up construction financing,
and hiring a contractor.

Specific Real Estate Market

You can be a successful investor in your own city or town or you
can concentrate on a specific real estate market anywhere in the
country. You may decide that you want to have two or three private
hard money lenders that you use on a regular basis. One thing is
for sure, if you know how to get your real estate deals funded in
as quickly as 24 hours, you will have the best and most profitable
investment property opportunities at your feet. Do you want to be
in that position? Is that a yes?

This can be YOUR year. Many successful real estate investors are
able to make what they earn on their jobs in an entire year with
just a few good deals. Some successful investors just want to make
a few thousand extra dollars a month. Which is your wealth
strategy?

When real estate property values were rising fast, many investors
sat on the sidelines. Then they got in and started investing when
the property values were already reaching their peaks. They lost
money. Now those same properties are available for literally
pennies on the dollar and without tax liens. You can acquire
them. The properties are there and the funding is there. But real
estate investing is not for everyone. And that is exactly why so
many people are able to do so well in their local real estate
markets. They know which areas of town are difficult areas and
would be difficult to sell a property in. They study the local
economics and don't buy in areas where there are floods of vacant
properties. They acquire the right types of properties that
lenders are seeking to loan on. They know which private hard money
lenders to contact and they do a great job in working closely with
their lender to create a win-win scenario. They get their
properties funded fast because they play by the rules and follow
their wealth strategy.

I remember my first time talking with a lender, over 25 years ago.

I was nervous. There were terms I didn't understand. I learned that
I had asked the wrong lender to loan money on the wrong type
of property. I didn't ask the right questions and when the lender
asked me questions I wasn't prepared. I didn't do my homework
because I really didn't know where to start. I assumed all lenders
were the same. SOUND FAMILIAR?

Wealth Strategy

I had no idea how many lenders there were and all the
different programs that they had to offer. I can only look back
now and laugh, but at least it was a start. Many beginning and
experienced investors encounter these same problems but you don't
have to keep repeating those mistakes over and over again, don't
you agree?

It would be a total waste of time to just sit on the sidelines and
watch people who are serious about investing when all it comes down
to in order to be just as successful is to know which lenders to
submit deals to and have your choice of excellent investment
properties to present for funding. Of course it is a learning
process but few worthwhile endeavors don't require some investment
of time and resources in order to become successful and profitable.

And you'll never know whether you could be successful at something
until you try.

Late night infomercials show real estate investors cruising around
in yachts and partying. I'm sure there's more than one successful
investor who is actually able to do that but there is also some
work involved. And in reality, your most successful investors
choose to invest their time and money more wisely. Real estate
investing, thank goodness, is not hard labor and it pays very, very
well.

Sometimes we are all very curious about something before we
become serious about it. What we must understand is that all we
really need to understand is how to take the steps and then to
patiently take those steps and follow through. There will
probably not be a better time and easier time to acquire good
investment property than right now. Five years from now, we don't
want to look back and say, "If only I had gotten started then. . ."

Once you have created your Wealth Strategy, stick with it. Think
of it as creating a "cookie cutter". You can always make minor
changes to adapt to the market but it is best not to change
everything up every month.

When you develop your Wealth Strategy, identify specifically WHY
you want to be a successful investor and use that as a motivation
tool to guide you and to help you restrain from taking risks which
could adversely affect your financial future.

MANY DEALS AS YOU WANT TO DO!

More than one successful investor has started by acquiring modest
properties and re-selling them for good profits only later to start
doing loans on larger and larger properties and taking on more and
more risk until the investor's tried and true "wealth strategy" was
abandoned. Greed can be your downfall. You can easily avoid
that mistake by remembering the more challenging times of when you
started out in real estate investing and you were learning the
ropes.

You will soon learn how important it is to protect your profits.

The stronger you become, the easier it will be to attract
more money. Once lenders have worked with you successfully and you
have a win-win, even the cost of money can be less and your deals
will be even more profitable.

You can join a select few real estate investors who KNOW where to get
the funding AND where to get the best investment property.

BOTTOM LINE--The Private Money Lender Sources gives you EVERYTHING
YOU NEED!

WHO to contact.

WHAT to say.

HOW to present your loan proposal in a SIMPLE step-by-step process.

WHEN to say "NO", knowing that another Private Money Lender Source
has an EVEN BETTER DEAL for you!

You can do AS MANY DEALS AS YOU WANT TO DO! IN ANY REAL ESTATE
MARKET! Does it get better than that?

With the Private Money Lender Sources you become a SERIOUS
INVESTOR. Buyers take your offers seriously. You close your deals
fast for quick, quick profits!

Haven't you wasted enough time and lost enough money seeing great
profitable deals get literally swept right from under your feet?

With the Private Money Lender Sources you will get immediate
DIGITAL DELIVERY of your e-book. You can start lining up money for
deals RIGHT AWAY.

You'll have 300 TOP private hard money lenders that you can
access quickly and easily. Literally, MONEY AT YOUR FINGERTIPS!

Real Estate BUYERS MARKET

Since I know it's 100% to your benefit to act right away, I want to
equip you with the TOOLS YOU NEED to TAKE ACTION
and start MAKING PROFITS in the best real estate BUYERS MARKET for
over 25 years!
If you doubt yourself, PLEASE DON'T ORDER because we would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to the most SERIOUS INVESTORS who are tired of
seeing deals slip away and who are ready to START MAKING MONEY NOW!

And we definitely don't want to send people who are not serious
about making money to just WASTE the PRIVATE MONEY LENDERS time!

Real estate investing is NOT for everyone. If you think getting
turned down for ONE loan is going to stop you cold, it is
definitely not for you.

However, successful real estate investors have had many, many loan
requests turned down. It is similar to writing offers on
properties.

It is unrealistic to expect that every offer will be accepted and
that every single property will be funded.

But if you put together just ONE DEAL A MONTH you can earn a very
substantial income.

And just think, sooner or later, that once-in-a-lifetime deal may
come your way. Will you be ready for it with a PRIVATE HARD MONEY
LENDER SOURCE to FUND IT FAST?

BE AN INSIDER!

Not everyone knows who these lenders are. In fact that gives you a
BIG ADVANTAGE. We won't shotgun this information to everyone
because we only want to work with people who want to make money and
who who want to get their deals funded quickly and move on to their
next deal. It doesn't matter whether you're a seasoned investor or
just learning.

FUND IT FAST?

Since I know it's 100% to your benefit to act right away, I want to
equip you with the TOOLS YOU NEED to TAKE ACTION
and start MAKING PROFITS in the best real estate BUYERS MARKET for
over 25 years!
If you doubt yourself, PLEASE DON'T ORDER because we would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to the most SERIOUS INVESTORS who are tired of
seeing deals slip away and who are ready to START MAKING MONEY NOW!

And we definitely don't want to send people who are not serious
about making money to just WASTE the PRIVATE MONEY LENDERS time!

Real estate investing is NOT for everyone. If you think getting
turned down for ONE loan is going to stop you cold, it is
definitely not for you.

However, successful real estate investors have had many, many loan
requests turned down. It is similar to writing offers on
properties.

It is unrealistic to expect that every offer will be accepted and
that every single property will be funded.

But if you put together just ONE DEAL A MONTH you can earn a very
substantial income.

And just think, sooner or later, that once-in-a-lifetime deal may
come your way. Will you be ready for it with a PRIVATE HARD MONEY
LENDER SOURCE to FUND IT FAST?

BE AN INSIDER!

Not everyone knows who these lenders are. In fact that gives you a
BIG ADVANTAGE. We won't shotgun this information to everyone
because we only want to work with people who want to make money and
who who want to get their deals funded quickly and move on to their
next deal. It doesn't matter whether you're a seasoned investor or
just learning.

INVESTOR LOAN MONEY

This PRIVATE LENDER MONEY SOURCE is available to only a small
number of serious real estate investors who are tired of wasting
time and losing out on the best deals! And we're going to keep it
that way. We would rather have FEWER than 1% of the total number
investors have this source of PRIVATE LENDER MONEY because we know
then that the lenders will receive only SERIOUS inquiries and be
working with only SERIOUS investors. And whether you're an
experienced investor or just starting out, the advantage will be
yours!

As mentioned earlier, the PRIVATE MONEY LENDER SOURCE is being
offered on an extremely limited basis. And based on the number of
orders we've already received, which include the FREE BONUS REPORT
I know the remaining allocation will go fast.

If you want to be one of a select group to have ACCESS to these
PRIVATE HARD MONEY LENDER SOURCES you absolutely cannot afford to
wait. You must ACT now.

Once you place your order, you'll be part of an EXCLUSIVE
GROUP of GO-GETTERS who are SERIOUS ABOUT GETTING THE DEALS DONE!

And if you order TODAY, you can receive the Ultimate REO Report
at 66% off if you add it to your order.

You'll have access the best bank owned property, REO's, and
foreclosures in EVERY part of the COUNTRY without having to
pay monthly subscription fees for foreclosure listings.

You'll learn how to go directly to the sources for these great
investment properties with just a few clicks of the mouse!

You can be one of the select few to have these PRIVATE LENDER MONEY
SOURCES at your disposal. This inside information can be yours. You
can have the advantage of having INVESTOR LOAN MONEY ready NOW to
close on your next deal. Money that you can use to close deals with
PRIVATE MONEY, instead of having your "subject to financing" deals
rejected.

Who do you think a motivated seller wants to work with, a FUNDED
buyer or someone who has to "qualify" to get a mortgage in place?
Sometimes these sellers who NEED TO SELL their property just can't
wait. They are willing to sell their property for $TENS of
THOUSANDS of DOLLARS below the market value of the property.

The HOT real estate market upon us

Is it worth a hundred bucks to be READY? And this is where you step in
with your PRIVATE MONEY LENDER SOURCE to make the deal happen in
days instead of weeks!

Are you SERIOUS about making money in real estate? Do you want to
get to the point where people are bringing the deals to you because
they KNOW you get them done? Do you want to do a DEAL-A-MONTH, or
even a DEAL-A-WEEK?

Take your real estate investing to the next level by putting the
MONEY in place that you need to FUND your deals FAST.

It's up to you. Are you ready to get serious about your real estate
investing? Are you ready to step up to the plate and take a swing
at your next deal rather than just talking about the deal that "got
away"?

Are you ready to start writing more offers on GREAT properties
than you've ever written before because you know that NOW you have
the money to get them funded? Are you ready to start working on
doubling and tripling your investment income?

Do you want to be able to invest in just about any HOT real estate
market rather than having to sit out on the sidelines because you
don't know where to get the money?

NOW is the time to take your real estate investing to the next
level because NOW you have the PRIVATE MONEY LENDER SOURCES you
need to do it!

You'll be able to start working with these PRIVATE HARD MONEY
LENDERS the first day you receive it. You'll learn the INSIDE
SECRETS of FUNDING YOUR DEALS and have a GREAT TIME doing it.

Why put it off and just keep running up against a wall when you
CAN MAKE IT HAPPEN!

If you doubt yourself, PLEASE DON'T ORDER because would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to those who are tired of seeing deals slip away
and who are ready to do something about it and
START MAKING MONEY NOW!

If other investors can LEARN HOW to do it, why can't you?

WE SHOW YOU HOW

STEP 1--HOW to contact the hard money lender and find out if they
are a MATCH for your DEAL!

STEP 2--HOW to get an offer accepted that conforms to the private
hard money lender's submission guidelines, and;

STEP 3--HOW to submit a complete funding request to the RIGHT
private hard money lender and DO IT RIGHT!

You can make as much money as you want. Do this and you'll be a
REAL HITTER in real estate investing!

That's just the beginning of course--

because if you only do that, you'll be well on your way to
establishing RELATIONSHIPS with these PRIVATE HARD MONEY LENDERS
that you can use for years!

You never would have this INSIDE "HOW TO" INFORMATION without
the PRIVATE MONEY LENDERS SOURCE.

How many deals can you do?

Imagine having properties that you can buy and sell for lump sums
of cash! Imagine having a real estate portfolio of income
producing assets!

PRIVATE LENDER MONEY SOURCE

Go to the NEXT LEVEL!

Now you'll have the MONEY you need to FUND YOUR DEALS...

You'll know WHERE the HOTTEST REAL ESTATE MARKETS are!

AND, you will HAVE ACCESS to the DIRECT SOURCES of
bank owned property and foreclosures.

It's simple to SOLVE your funding problems, just go to:

http://clicks.aweber.com/y/ct/?l=Dh4AF&m=1lgAZq_sIR2x1L&b=A87JXVe05sYBpI0hrilf6Q

If you doubt yourself, PLEASE DON'T ORDER because we would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to the most SERIOUS INVESTORS who are tired of
seeing deals slip away and who are ready to START MAKING MONEY NOW!

And we definitely don't want to send people who are not serious
about making money to just WASTE the PRIVATE MONEY LENDERS time!

Real estate investing is NOT for everyone. If you think getting
turned down for ONE loan is going to stop you cold, it is
definitely not for you.

However, successful real estate investors have had many, many loan
requests turned down. It is similar to writing offers on
properties.

It is unrealistic to expect that every offer will be accepted and
that every single property will be funded.

But if you put together just ONE DEAL A MONTH you can earn a very
substantial income.

And just think, sooner or later, that once-in-a-lifetime deal may
come your way. Will you be ready for it with a PRIVATE HARD MONEY
LENDER SOURCE to FUND IT FAST?

BE AN INSIDER!

Not everyone knows who these lenders are. In fact that gives you a
BIG ADVANTAGE. We won't shotgun this information to everyone
because we only want to work with people who want to make money and
who who want to get their deals funded quickly and move on to their
next deal. It doesn't matter whether you're a seasoned investor or
just learning.

This PRIVATE LENDER MONEY SOURCE is available to only a small
number of serious real estate investors who are tired of wasting
time and losing out on the best deals! And we're going to keep it
that way. We would rather have FEWER than 1% of the total number
investors have this source of PRIVATE LENDER MONEY because we know
then that the lenders will receive only SERIOUS inquiries and be
working with only SERIOUS investors. And whether you're an
experienced investor or just starting out, the advantage will be
yours!

DEAL-A-MONTH, or even a DEAL-A-WEEK?

As mentioned earlier, the PRIVATE MONEY LENDER SOURCE is being
offered on an extremely limited basis. And based on the number of
orders we've already received, which include the FREE BONUS REPORT
I know the remaining allocation will go fast.

If you want to be one of a select group to have ACCESS to these
PRIVATE HARD MONEY LENDER SOURCES you absolutely cannot afford to
wait. You must ACT now.

Once you place your order, you'll be part of an EXCLUSIVE
GROUP of GO-GETTERS who are SERIOUS ABOUT GETTING THE DEALS DONE!

And if you order TODAY, you can receive the Ultimate REO Report
at 66% off if you add it to your order.

You'll have access the best bank owned property, REO's, and
foreclosures in EVERY part of the COUNTRY without having to
pay monthly subscription fees for foreclosure listings.

You'll learn how to go directly to the sources for these great
investment properties with just a few clicks of the mouse!

You can be one of the select few to have these PRIVATE LENDER MONEY
SOURCES at your disposal. This inside information can be yours. You
can have the advantage of having INVESTOR LOAN MONEY ready NOW to
close on your next deal. Money that you can use to close deals with
PRIVATE MONEY, instead of having your "subject to financing" deals
rejected.

Who do you think a motivated seller wants to work with, a FUNDED
buyer or someone who has to "qualify" to get a mortgage in place?
Sometimes these sellers who NEED TO SELL their property just can't
wait. They are willing to sell their property for $TENS of
THOUSANDS of DOLLARS below the market value of the property. Is it
worth a hundred bucks to be READY? And this is where you step in
with your PRIVATE MONEY LENDER SOURCE to make the deal happen in
days instead of weeks!

Are you SERIOUS about making money in real estate? Do you want to
get to the point where people are bringing the deals to you because
they KNOW you get them done? Do you want to do a DEAL-A-MONTH, or
even a DEAL-A-WEEK?

FUND your deals FAST

Take your real estate investing to the next level by putting the
MONEY in place that you need to FUND your deals FAST.

It's up to you. Are you ready to get serious about your real estate
investing? Are you ready to step up to the plate and take a swing
at your next deal rather than just talking about the deal that "got
away"?

Are you ready to start writing more offers on GREAT properties
than you've ever written before because you know that NOW you have
the money to get them funded? Are you ready to start working on
doubling and tripling your investment income?

Do you want to be able to invest in just about any HOT real estate
market rather than having to sit out on the sidelines because you
don't know where to get the money?

NOW is the time to take your real estate investing to the next
level because NOW you have the PRIVATE MONEY LENDER SOURCES you
need to do it!

You'll be able to start working with these PRIVATE HARD MONEY
LENDERS the first day you receive it. You'll learn the INSIDE
SECRETS of FUNDING YOUR DEALS and have a GREAT TIME doing it.

Why put it off and just keep running up against a wall when you
CAN MAKE IT HAPPEN!

If you doubt yourself, PLEASE DON'T ORDER because would rather
see our current limited allocation of the PRIVATE MONEY LENDER
SOURCES go ONLY to those who are tired of seeing deals slip away
and who are ready to do something about it and
START MAKING MONEY NOW!

Monday, July 12, 2010

Information Leveraging

How to leverage information to your advantage to promote your affiliateprogram. Leveraging information is a term that we use to identify themeans of capturing information and then distributing thatinformation so that it benefits you. In today's day and agethere is entirely too much information out there. A personcould get lost on the internet researching just one item. For example, if you were to go online, go to a search engine, anduse the search term "affiliate marketing" you are going to getover six and a half million results.

That's a lot ofinformation. Now imagine for a moment if this was one of yourpotential customers doing research on "real estate investing."That search term has over 22 million results. So part one ofour formula to leverage information requires that you "captureinformation." Well how do we do that? Simple, you visit mywebsite because I have done all the hard work for you. By visiting my website periodically you will note that I havefiltered all that information and only posted on my websitethe information that is relevant to the system that you arepromoting with your affiliate program. Your job is to capturethat information and use it to your advantage. What you want todo while you are on my website is to visit the "Blog." Thereyou will find all the information you need.


Pick a piece ofinformation that you feel is relevant to your target audience.In other words, pick information from the "Blog" that you feelis particularly relevant to the people that you are going to bemarketing to. You have now "captured information." For example, let us assume for a minute that you have built adecent email distribution list of people that are particularlyinterested in how and where they can buy "HUD homes." If youwere to visit my website and look for the Sunday, December the14th 2008 blog entry you would find an entire article on thesubject. According to our formula for "information leveraging"you would want to capture this information. You can do that byreading the information and taking precise notes on the subjectand maybe even do a little outside research on it. Once youfeel that you have a firm understanding of the information youare ready to distribute the information in such a way as it will benefit you. So, we now have relevant and pertinent information that we wantto share with our email distribution list. Don't worry, moreon how to build email distribution lists in an upcomingnewsletter.


Now, the key here is to distribute the informationso that it benefits you. You might want to send out an "emailbulletin" or perhaps even think about generating your ownmonthly newsletter. The point being is that you want to getthis information out to your potential customers. How youdecide to do this is up to you. But, as an example, let usassume that we are going to do an "email bulletin." You are going to want to take a moment to prepare a small emailparaphrasing the information that you captured earlier. Then,very gently, you are going to want to work in your salesmessage along with this urgent bulletin.

For example, in myblog you will note that I clearly stated that HUD only allowsbidding for the first 10 days. So maybe we should go with asubject line for the email like "Don't forget you only have 10 days!" or words to that effect. Next, the body of your email bulletin should succinctlysummarize the pertinent information you are trying to relay.For example; Don't forget about HUD's time limit for open bidding; you onlyhave ten days!

Make it a point to take the time, since HUD normally lists its properties on a Friday, to view theproperties over the weekend. This will allow you the time tofind the right deal. You may also want to remember that HUD will normally take abid, automatically, that will net them 87% of the list price.So plan accordingly! Remember, the point is that this is a bulletin and not a salesletter or a monthly newsletter.

Remember to follow the formatof what it is you are sending. Obviously if you are sending amonthly newsletter then you would not want to use the above"bulletin" format. Once you have issued the information you are going to want toleverage. So at the conclusion of your bulletin you would putin your "leverage." For example; You can learn about these and other insider real estate secretswith Alan Cowgill's Private Lending Made Easy program. Clickhere for your complimentary "How to get all the money you needto buy a property" e-book. Making sure of course that it is a properly working link andthat the e-book is properly "branded". Now, I should mentionthat this is the e-book that we will be discussing in a futurenewsletter and in that newsletter we will discuss how you goabout "branding" this e-book and the power of viral marketing.

As you can see the point of the exercise is to capture relevantand pertinent information that is vital to your targetaudience. This ensures that you will get a high "click" ratio.
Meaning people will actually click on your email and read it.This is your goal. The more people that read your email themore people are going to come to view you as a provider ofgood, vital, and pertinent information. Once that relationshipis built and your reputation established it becomes easier tosell. The selling, in reality, takes care of itself because all youare doing is leveraging information so that a person comes totrust you and the information you are marketing. A key point toremember here is the sale cycle. Most people tend to getfrustrated and disappointed that they did not make a sale ontheir first contact with a potential customer.

Never forget
that over 80% of the people buy between the fifth and eightsales contact. So, by using "information leveraging," you takeadvantage of the opportunity to get yourself in front of apotential customer multiple times until they are ready to buy.Like I said, the selling takes care of itself.

Tuesday, June 1, 2010

Your very own cash-buyer list!

Below are 15 pretty darn good reasons to get on my webinar later
this evening. (This is your very last chance to get on this
webinar.)

1. Kent will get you instantly set-up with
your very own cash-buyer list! And, you’re guaranteed to get a
minimum of 150,000 new qualified cash-buyers each and every month…
you get these new buyer updates for free! These buyers are NOT
time-wasting “tire-kickers.” They are ACTIVE investor-buyers who
have paid CASH for at least one property within the last 30 to 60
days! These investor-buyers have money and want you to find deals
for them! Many are multi-buyers… meaning they buy multiple deals!

2. Kent will show you and teach you exactly how he used THIS LIST
(the same list you’ll get) and “reverse investing” (wholesaling) to
flip 209 deals 2008… 221 in 2009… and 108 so far this year, that
includes 31 deals just last month. And how he gets these deals
closed for all cash within 3 to 7 business days.

3. How the “Cash-Paying Investor-Buyers” on this list are buying
ALL types of investment properties -- in ALL price ranges -- in ALL
areas -- to the tune of billions of dollars each month! They’re
buying wholesale deals… short sales… REOs… luxury homes… even
commercial deals. You name it -- any type of deal you offer to
this list, they’re buying. With cash. At record speed!

4. Kent will teach you HOW he finds all the deals these
investor-buyers want to buy… so you can do the same.

5. How to become a real estate “personal shopper” for these cash
buyers! As a real estate “personal shopper”, you find the kind of
deals that your cash buyers have told you they want… and then you
bring those deals to your buyers for a FAST CASH closing! You
don’t need to do ANY “selling” because the properties are already
pre-sold. Your cash buyers already told you what kind of deal(s)
they want to find for them.

6. How you can earn THOUSANDS more in profit on each house you flip
by cutting Realtors out of your deals (because your deals are
already pre-sold to your cash-buyers). For example, on a $200,000
property, this could mean that an extra $12,000 goes right into
your pocket… because you’re not paying any Realtor commissions!

7. How Kent gets paid on these deals WITHOUT investing or risking a
single dollar of his own money! (When you have access to these
cash-buyers, this is the surest, safest and quickest way for you to
get deals done… without using any of your own money.)

8. How to close your deals and get paid within a WEEK by taking the
bank COMPLETELY out of the picture (just like Kent does)! Unlike
banks, cash-buyers WANT to do deals right now… and they won’t put
up time-wasting roadblocks or pull the rug out from under your deal
at the last minute! No banks, no hassles… super fast closings!

9. Eliminate your competition by going straight to the cash-buyers
with exactly the kind of property they want! While other investors
are using the “shotgun” approach and just hoping a buyer will want
their deal, you are laser-targeting your buyers’ precise criteria!
Other investors HOPE… you’ll KNOW.

10. You’ll see how you get the address of the property each
cash-buyer purchased, how much they paid, the date they closed, and
their full contact information.

11. How to flip REO properties in as little as 7 days! This is
ONLY possible when you’re selling to cash buyers.

12. Totally side-step all title seasoning issues on your short sale
deals… because with cash buyers, there are no seasoning
requirements or hassles!

13. How to do these deals WITHOUT risking any of your own cash or
credit! These deals don’t require financing and they are already
pre-sold BEFORE you ever get any property under contract, so
there’s virtually ZERO risk of getting stuck with a house you can’t
unload. (This is an issue that many investors are having right now
because they can’t sell their deals with a bank.)

14. Since your deals are already pre-sold, you’ll know exactly how
much to offer the seller… AND you’ll know exactly how much you’re
getting paid on the deal… because your cash buyers will tell you
how much they are willing to pay! Once you try Kent’s new method
of “working backwards,” you will never be able to go back to the
“old” way of flipping houses again!

15. How you can meet Kent (and me) in person at his office to spend
2-hands-on days -- for free -- so he can show you exactly how he
does over 200 deals a year.

The webinar will start promptly at 8:00 pm Eastern Time tonight.

Register for it right here…

https://www1.gotomeeting.com/register/613947096

Why not set aside 90 minutes of your time this evening, so you can
start getting paid on deals just like Kent does?

On this call, he will teach you about everything he does. He’ll
even allow you to meet with him at his office, so he can show you
in person how he does over 200 deals each year!

P.S. Keep in mind, Kent has already done 108 deals so far this
year… with what he will teach you on the webinar this evening!
Wouldn’t you like see and learn what he’s doing to close so many
deals? Wouldn’t you like to have the VERY SAME nationwide list of
cash-paying investor-buyers he uses to earn well over $100,000 per
month?

Friday, May 28, 2010

Secret Strategy for successful

Let's say you've found a property you want to buy, you've run the deal past your hard money lender and the private lender (or lenders) seem excited.

So you invite the hard money lender and the private lender(s) out to see the property. Good move! That's one of the Secret Strategies we share in our eBook, "Secrets to Working with Hard Money Lenders to Build Your Real Estate Empire"!

But will you be ready when they arrive at the property?

If you really want to impress both the hard money lender and the private lender(s) and increase the chance that the loan will be approved, bring along your business cards and a folder with your plans for the property.

Having everything neat and on paper makes you look more professional, and your plans look well thought-out.

Our eBook, "Secrets to Working with Hard Money Lenders to Build Your Real Estate Empire," tells you exactly what to include with your plans - and how to keep impressing the hard money lenders and private lenders after the deal is done.

You can buy our eBook at invest.hardmoneycourse.com - and stay tuned for our next email, when we'll share another Secret Strategy for successful investing through hard money loans!

Good Investing,

Friday, May 14, 2010

The Private Lending Made Easy Team

Think for a second about what you are
passionate about (or what you might
have specialized knowledge about) and
then imagine being able to make
money by simply pursuing that passion.

Sounds great doesn't it? To be able to
make money - lots and lots of money -
doing something you love... well, life
couldn't get much better than that!

Now imagine having someone who is
living the dream, who was able to turn
his passion into profits, share the
secrets of his success with you.

Sound too good to be true? Well, brace
yourself, Alan Cowgill, a man who last
year made over $2 million selling
"how-to" information on his passion -
real estate, has scheduled an exclusive
webinar on making money online to be
held Saturday 1pm EST/ 10am PST.
Sign up below.

https://www2.gotomeeting.com/register/653471851

If you are at all dissatisfied with your
current job or your current financial status,
this is an event you don't want to miss.

Alan is going to reveal how he turned his
passion into $2 million + last year alone!

And maybe best of all, this special
webinar will feature no other guest
speakers, no product promotions for
other Internet gurus. Instead it will be 90
minutes of Alan, alone, spilling his guts
and revealing his most closely-guarded
Internet success secrets.

When is the last time you had the
opportunity to listen to a true Internet
success story for 90 full minutes for fre.e?

This event could be just the jumpstart you
need to turn your dreams of Internet
success into reality... This event could be
your chance to begin making enough
money working from home to:

- Escape the rat race once and for all

- Take exotic vacations whenever you want

- Pay your bills, build your savings and
never again have to worry about an
"economic downturn"

So don't miss this very special opportunity
to spend 90 minutes "at the feet of an
Internet master."

It wasn't that long ago that Alan was a
broke factory worker who was forced to
drive his mom's beat-up Mercury and
sell his blood for money. But then he
discovered the cash-producing potential
of selling info products online.

Just how profitable can it be? Well, the
last several years Alan has made
between $2 and $4 million just selling
info products!

Could you do the same thing? Absolutely.
Find out what you need to know to get on
the fast track to Internet success by
attending Alan's special webinar for
select invitees to be held Saturday
1 pm EST/ 10am PST . Sign up below:

https://www2.gotomeeting.com/register/653471851

Sincerely,

The Private Lending Made Easy Team

Sunday, May 9, 2010

How to grow wealthy using other people’s money

You’re going to love this! We’re pulling back the
curtain to reveal a brand new system that the pro’s
are using to CASH IN on commercial foreclosures
and short sales. All you have to do is click the link
below and register now to learn these insider secrets.

https://www1.gotomeeting.com/register/732290760

On top of that we’re going to spice things up and give
away a prize that'll show you...

- How to grow wealthy using other people’s money
(the secret behind great fortunes).

- How to let the government finance your commercial
foreclosure or short sale investment (they want you to
succeed).

- How to have your short sales negotiated for you
(you’ll never have to talk to the bank).

And much, much more!

The only thing you have to do to WIN is be on this very
special training session Tuesday, May 11th at 11:00am
Eastern.

It’s going to be lots of fun and we'll try our best to stuff
your brain with as many money making ideas as you
can handle.

Are you in?

Register now, while you can...

https://www1.gotomeeting.com/register/732290760

We’re holding nothing back, pulling no punches, and
giving you the RAW truth about what it takes to bring
home the BIG BUCKS using commercial foreclosures
and short sales using none of your own money and
none of your own credit.

The lines are limited so make sure you register now.

Success and nothing less,

Stacy


P.S. Take advantage of this opportunity while you can.
This commercial goldrush may never happen again in
our lives, so NOW is the time to TAKE ACTION!

Thursday, March 11, 2010

Home ownership at lowest point in a decade

Home ownership in the United States hit a 10-year low during the fourth quarter of 2009. According to data released by the Census Bureau last week, the homeownership rate fell to 67.2% at the end of last year. That’s down from 67.6 percent the previous quarter and 67.5 percent one year earlier. It represents the lowest percentage of Americans who owned a home since the second quarter of 2000. Homeownership has been on a steady downward slope since 2006, when it became evident that more and more borrowers were put into loans they couldn’t afford and housing woes began to eat away at the government’s long-time push to make the American Dream a reality for anyone that wanted it.

Regionally, homeownership rates are highest in the Midwest (71.3 percent) and in the South (69.1 percent) where housing is considered relatively affordable. They are lowest in the West (62.3 percent) and the Northeast (63.9 percent) where home prices are on the higher end of the spectrum. Relative to a year ago, the biggest decline, though, was in the South (down 0.7 points) and in the West (down 0.4 points), where you can find the foreclosure hotspots of Florida, California, Arizona, and Nevada. The Census Bureau also reported that the percentage of vacant homes in the U.S. rose from 2.6 percent in the third quarter of last year to 2.7 percent in the fourth. All told, there were 2.09 million homes sitting empty and available for sale at the end of last year, up from 1.99 million three months earlier, the agency said. As Bloomberg explained, this number includes both listed properties and those that banks have repossessed and have not yet listed.

Friday, March 5, 2010

Hard Money comes from the private sector

Not sure what Hard Money is or how to use it? Well here's just
a few reasons why Hard Money is an investors secret weapon:

* Zero Credit Checks - The most important aspect of Hard Money
is that is entirely based in the value of the property. If it's a good
deal...you will get the funds.

* Speed - You can get funding for a deal in as little as 24 hours

* Unlimited Funds - Hard Money comes from the private
sector so there is a virtually endless supply of money available
to fund your deals

* You Instantly Become a Cash Buyer - If you have a relationship
with a hard money source, you become an all-cash buyer. This gives
you an enormous amount of confidence, credibility and negotiating
power when you're making offers.

>>>Save Your Spot Here<<<

With traditional lending sources basically gone for real estate investors,
hard money is going to be the driving force in the recovery of real estate
nationwide.